On May 7, 2013, the Federal Trade Commission announced that it issued letters to ten data broker companies warning that their practices could violate prohibitions against selling consumer information under the Fair Credit Reporting Act.
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FTC Sends FCRA Warning Letters to Tenant Rental History Websites
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On April 3, 2013, the Federal Trade Commission issued a press release regarding letters it sent to website operators that provide tenant rental history reports to landlords to warn them that they may be considered consumer reporting agencies subject to the Fair Credit Reporting Act. …
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FTC Study Reports on Inaccuracies in Consumer Credit Reports
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Posted in FCRA, Financial Privacy
On February 11, 2013, the Federal Trade Commission announced that a congressionally-mandated study of the U.S. credit reporting industry found that 26 percent of consumers identified at least one error that might affect their credit score. …
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Key Changes in Australian Privacy Law
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Posted in International, Marketing
Former Australian Privacy Commissioner Malcolm Crompton, Managing Director of Information Integrity Solutions Pty Ltd, provides a summary of key changes in the Australian Privacy Amendment (Enhancing Privacy Protection) Act 2012.
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FTC Settlement Targets Mobile App Background Checks
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On January 10, 2013, the FTC announced a groundbreaking settlement for violations of the Fair Credit Reporting Act in the mobile app context. …
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Australian Government Moves Forward with Privacy Reform Legislation
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On May 2, 2012, Australia’s Attorney General Nicola Roxon announced that the Canadian government will introduce a bill to the Australian Parliament that will enact a number of the recommendations from the 2008 Law Reform Commission Report and reform privacy law in Australia. Australian Privacy Commissioner Timothy Pilgrim presented an overview of the draft legislation during iappANZ’s Privacy Awareness Week. …
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FTC Warns Marketers of Mobile Apps About Potential FCRA Violations
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On February 6, 2012, the Federal Trade Commission warned six marketers of background screening mobile applications that they may be violating the Fair Credit Reporting Act.
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Background Check Suit Challenges Constitutionality of FCRA’s Seven-Year Limit on Reporting Adverse Information
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As reported in the Hunton Employment & Labor Perspectives Blog, the U.S. Department of Justice has moved to intervene in a suit challenging the constitutionality of the Fair Credit Reporting Act’s prohibition on reporting adverse information (other than criminal convictions) more than seven years old.
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Connecticut Restricts Employer Access to Employee Credit Reports
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Connecticut recently became the latest state to pass a law regulating employer use of credit reports. The law goes into effect October 1, 2011, and prohibits employers from requiring employees or applicants to consent to an employer pulling their credit report except under certain circumstances.
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Federal Trade Commission Announces Settlement with Teletrack, Inc.
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Posted in FCRA, Online Privacy
On June 27, 2011, the Federal Trade Commission announced that it had reached a settlement with Teletrack, Inc. after alleging that the company had sold information obtained through its consumer reporting business to marketers to create a marketing database.
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