Tag Archives: Credit Monitoring

Delaware Amends Data Breach Notification Law

On August 17, 2017, as reported in BNA Privacy Law Watch, Delaware amended its data breach notification law, effective April 14, 2018. The amendments include expansion of the definition of personal information, timing of notification, changes to the harm threshold and credit monitoring service changes. … Continue Reading

Record Data Breach Settlement in Anthem Class Action

On June 23, 2017, Anthem Inc., the nation’s second largest health insurer, reached a record 115 million dollar settlement in a class action lawsuit arising out of a 2015 data breach that exposed the personal information of more than 78 million people. Among other things, the settlement creates a pool of funds to provide credit monitoring and reimbursement for out-of-pocket costs for customers. … Continue Reading

FCC Reaches Settlement with Cable Operator over Customer Data Breach

On November 5, 2015, the Enforcement Bureau of the Federal Communications Commission (“FCC”) entered into a Consent Decree with cable operator Cox Communications to settle allegations that the company failed to properly protect customer information when the company’s electronic data systems were breached in August 2014 by a hacker. The FCC alleged that Cox failed … Continue Reading

Puerto Rico Health Insurer Reports Record Fine Following PHI Breach Incident

Triple-S Management Corporation reported in a recent SEC filing that its health insurance subsidiary, Triple-S Salud, Inc., has been notified by the Puerto Rico Health Insurance Administration that the Administration will impose a $6.8 million civil monetary penalty on the insurer in connection with a data breach that occurred in September 2013. … Continue Reading

People’s Bank of China Issues Administrative Measures for Credit Reference Agencies

On November 15, 2013, the People's Bank of China issued Administrative Measures for Credit Reference Agencies. The measures, which will take effect on December 20, 2013, are intended to enhance the supervision and regulation of credit reference agencies and serve as yet another example of the Chinese government’s increased attention to personal information protection issues.… Continue Reading

Legislatures and the EEOC Shine Spotlight on Credit Checks

As reported in Hunton & Williams’ Employment & Labor Perspectives blog: A commonly used pre-employment screening method–conducting credit checks–has drawn increased scrutiny in recent months.  Legislatures at the state and federal levels are considering bills that would limit employer use of credit checks.  Moreover, two recently-filed lawsuits, one of which was filed by the EEOC, … Continue Reading

ILITA Issues Restrictions on Financial Institutions

The Israeli Law, Information and Technology Authority has issued a new instruction restricting financial institutions from using information concerning writs of execution issued against a client to deny the client credit or to adjust the client's insurance premiums. … Continue Reading

Data Breach: Identity Theft Risk Insufficient to Support Claims

The mere increased risk of identity theft following a data breach is sufficient to give the data subjects standing to bring a lawsuit in federal court but, absent actual identity theft or other actual harm, claims against the data owner and its service provider for negligence and breach of contract cannot survive, a federal judge … Continue Reading
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